With full financing in your own four walls? More and more, banks allow the financing of home ownership on the so-called full funding (100-percent funding without equity). Read additional details here: Nouriel Roubini. The walls of this trend may show perhaps that a funding without equity is no less risky as the funding with at least 20 to 30 per cent equity, plus all related sums. Others who may share this opinion include Vikas Kapoor Mezocliq. Also can this service be banks with an interest charge or do we call it risk premium, properly paid. What is security”mainly? The security consists of its regular monthly income, he refers to long run when a borrower fails this, so the method of financing no longer matters most, i.e., the conditions must be! Considering the current level of interest rates, which has now reached a historic low, we have another frame condition in addition to the income, which makes the dream of homeownership in the positive gloss. Of course, many other factors are as the proper planning, comparison of inputs and outputs, exact calculation of actual costs, scheduling of contingencies, the right real estate etc. necessary to the construction or purchase of real estate only successful making and the long run. Maintain the traditional way the question while you want to save? About against rising house prices or rising interest rates? The target group for the award of full financing is primarily aimed at young families with relatively high annual incomes, which have made still no large provision. In addition to full financing, even the non-labour costs (brokerage, land costs, notary fees and land transfer tax) can be financed with, but also the integration of modernization, a photovoltaic system (PV system or solar power) or the complete kitchen available. However, a full financing requires high interest payments associated with a high monthly load! Immokredit24.com recommends choosing a full funding an interest period of 20 years, as well as an initial repayment rate of at least two percent. Also a special redemption rights agreement should not be missed, which enables a fast refund. More detailed information: > Creditweb full financing baufinanzierer/creditweb/vollfinanzierung.html > 100-percent financing full funding without equity mortgage loans/mortgages without eigenkapital.html