Accepted is the loans over a fixed amount that must be repaid in monthly installments. Installment loans on the Internet are well known by many names such as Sofortkredit, request credit, personal loans, etc. The monthly payments are made for a Accepted: * credit interest loan amortization * * and collected fees to the lender. To get an Accepted, you must be an adult and creditworthy. You need to have a good credit rating, which means that you must be able to pay your monthly loan installments can also be incurred. Their creditworthiness is based on an information in the SCHUFA or a Self-assessment of you. SCHUFA is short for “protective association for general credit. Do you have an entry in the SCHUFA, there are other ways for you to get a loan, such as “loan without Schufa” (also called the Swiss Credit) SCHUFA where no information is available under the credit terms. These types of loans are usually offoreign banks or credit offered. Another alternative would be the establishment of a surety, but of course, fulfill all the above conditions must, as it must continue to pay mortgage payments in case of insolvency of the borrower. To apply for an Accepted, you must now go to the bank and not be dependent on bank staff and opening times. It is much easier, faster and cheaper, of course, seek out a good offer on the Internet. The online lending offers a variety of advantages such as good comparability of credit offers. You can OUSING by a bank to go to another to compare all the best deals online and apply appropriate, too. The loan disbursement is usually done if you have signed the loan agreement and the payment conditions are met, even in a few days. If all conditions have been met, it may not longer than 3 days. The amount of credit you can get either by transfer or by mail. Ifurgently need money, it is always worthwhile to include a Accepted. It’s fast, red tape and you do not need to specify is used for which the loan. Often an Accepted is used to replace an expensive pre-existing credit. There are also assigned installment loans where the purchase is the same as security for the loan. In this case, the loan amount only for the stated purpose may be used. You have to think carefully before making an application for each case, whether a loan is really the right option. If you really need a loan, you should be well informed about all kinds and of course, compare all offers. For an online loan comparison, you will need the following information: * credit * * the desired amount of the loan annual percentage rates for credit than you should always use the APR as the nominal interest rate is not suitable for comparison. The coupon is the interest due on the loan amount taken dar. The effectiveincludes the nominal interest rate, however, all other loan costs and processing fees that are levied by the bank. The APR you can then show exactly how much the actual cost Accepted. As security for your loan to require banks and financial institutions in general, the completion of a private pension, life, or payment protection insurance. The Bank is sure to stop the payment in installments not in any insolvency or death of the borrower. If you already have a life or pension insurance, but you can use as collateral or do not want to take out a payment protection insurance is necessary. With the full repayment of the loan amount and interest loan became due, your credit purpose. So you do not cancel your credit agreement. If the bank or the financial institution where you receive your credit, the rules are different, so you must be notified of the termination of duty accordingly. Source: